“Pay yourself first.” “Spend less than you earn.” “A penny saved is a penny earned.”

These famous adages of financial wisdom still apply today.

Dr. Barry Bolker can help you achieve financial independence in your everyday life through the best use of your income and assets.

Perhaps you have a difficult time tracking where your money goes. Or maybe you have extraneous expenses that are thwarting your attempts to save money.  Dr. Bolker will analyze and review your income and expenses with you. Using the insights gained from this budgetary exercise, he will advise you of various ways you can set priorities for controlling spending and reducing debt. This assistance is especially important for individuals, couples, or families who need help managing and reducing debt from credit cards, loans, and mortgages. He provides an initial action plan to guide your efforts and works with you in an on-going manner to monitor your progress and update the strategy as your needs evolve.

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